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This little-known CAF (Family Allowance Fund) assistance helps cover car repairs.

This little-known CAF (Family Allowance Fund) assistance helps cover car repairs.

A car breakdown can quickly lead to significant costs, sometimes reaching four figures. To support families in difficulty, the CAF (Family Allowance Fund) offers assistance with vehicle repairs.

A car breakdown is always a major setback. A gearbox, exhaust system, or clutch replacement can quickly land the owner with a four-figure bill . Aware of these devastating breakdowns, the Family Allowance Fund (CAF) offers a little-known program to families in precarious financial situations: vehicle repair assistance.

This assistance aims to partially cover the costs of unforeseen repairs essential to ensuring the mobility necessary for family and professional life. It therefore does not cover routine maintenance (oil changes, filters, license plates , etc.), but rather urgent and vital mechanical, electrical, or bodywork repairs to keep a vehicle operational.

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To benefit from this aid, you must meet certain conditions, but these vary depending on the department.

In the Orne department, for example, you must be a CAF (Family Allowance Fund) beneficiary and receive at least one family benefit. You must also have at least one dependent child under 20 years old and a family quotient of 900 euros or less. This corresponds, for example, to a couple with one child and a gross monthly salary of 2,200 euros.

In the Vienne department, the conditions are quite different: assistance is available to single-parent families, families with three or more children, families with a child with a disability, or parents who are victims of domestic violence. It is therefore essential to inquire about the conditions set by the department in which you live.

It is important to clarify that the vehicle repair assistance offered by the CAF (French Family Allowance Fund) is not a free financial grant, but an interest-free loan . The amount, which is capped and varies between €500 and €2,000 depending on the department, is paid directly to the garage and will be repaid through monthly deductions from your family benefits.

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